Personal finance first · Family and Business when needed

Track today. Plan tomorrow.
Protect what matters.

See what you can spend today, stay ahead of budgets and bills, and build toward your goals—all in one private iOS app. Add separate Family or Business workspaces only when you need them.

Family workspaceOptional family planning
Business workspaceOptional workspace
9:41
Personal workspaceDashboard
K
Today’s Money Status
Safe remaining this period₹42,800
Planned pool₹68,000Spent₹25,200
Add transactionScan billMonthly plan
Budget Burn Rate2 categories need attention
Review
Goals ProgressEmergency fund is on track
68%
HomeTransactionsBudgetsMore

Feature preview · Example data · Not an app screenshot

Trackincome, expenses, transfers, bills, and receipts
Planbudgets, goals, investments, and net worth
Actsafe-to-spend, financial health, and next actions

What LEKHORA does

From one transaction
to your complete financial picture.

Everyday money

Record it once. Understand the effect immediately.

Add income, expenses, transfers, recurring entries, and scanned bills once. See balances, budget usage, upcoming bills, and Today’s Money Status update from the same records.

Planning and growth

Connect this month to the future you are funding.

Build budgets and a Monthly Plan, track goals and investments, and follow cash flow and net worth without viewing spending in isolation.

Protection and action

See risks early and keep important records organized.

Use Financial Health, Spend Analyzer, and Actionable AI Coach for next steps. Family Vault keeps important records, dates, members, and nominees organized.

01 / Personal finance

Open the app.
See today first.

Today’s Money Status brings your safe remaining amount, today’s spending, next money event, and current action into one focused view. Detailed accounts and planning tools remain available when needed.

  • Safe-to-spend
  • Budgets
  • Bills
  • Goals

02 / Plan

Catch the month
before it drifts.

Budget Burn Rate highlights categories that need attention. Upcoming Bills surfaces urgent commitments, while Actionable AI Coach organizes financial-health signals into prioritized next steps.

Choose Conservative, Balanced, or Aggressive coaching to control how early alerts and tasks appear.

03 / Optional Family workspace

Keep long-term plans
out of scattered notes.

Family Goal Portfolio tracks long-term goals. Family Vault organizes policies, investments, loans, contacts, documents, and due dates with member and nominee links.

  • Goal portfolio
  • Family vault
  • Reminders

04 / Optional Business workspace

Keep business context
attached to every transaction.

Track revenue and expenses with customer, vendor, invoice, tax, shipping, and platform-fee context. Business Overview summarizes month-to-date activity inside its separate workspace.

Business records stay separate from your personal finances.
9:41
Personal WorkspaceToday’s Money Status
K
Safe Remaining This PeriodAfter commitments & card dues
Today’s ActionOne current next step
Upcoming BillsUrgent commitments visible early
Budget Burn RateCategories needing attention
TopActions
Fix Budget DriftActionable AI Coach
NeedsWantsSavings
Education goalOn track
68%
Family VaultPolicies, investments, loans
Members
Business OverviewRevenue & expenses Month to date
CustomerGST / TaxVendorPlatform fee
Transaction contextInvoice, tax, and fee details

Feature preview · Example data · Not an app screenshot

Personal finance comes first

The system behind the answer

Start with today.
Go deeper only when needed.

LEKHORA keeps daily decisions at the front while the planning, analysis, protection, and workspace tools remain connected underneath.

Understand

Financial healthSpend analyzerNet worthCash flow

Plan

Smart budgetsRecurring billsGoal portfolioInvestments

Protect

Family VaultMember & nominee linksRemindersApp Lock

Organize

All Workspaces overviewBusiness metadataTransaction contextActionable AI Coach

Privacy and control

Your financial records stay under your control.

No bank login is required. Personal, Family, and Business records use separate workspace stores. App Lock supports biometric or device-passcode authentication.

Frequently asked questions

Understand LEKHORA
before you join.

Clear answers about what the app manages, how optional workspaces function, and where Premium fits.

What can I manage in LEKHORA?

Personal finance comes first: accounts, income, expenses, transfers, budgets, recurring commitments, monthly planning, goals, investments, net worth, and financial-health tools. Optional Family and Business workspaces add their own planning and transaction context.

Does LEKHORA require my bank login?

No. You can add transactions directly, scan bills, and use supported statement imports without giving LEKHORA your bank-login credentials.

Are Family and Business workspaces required?

No. Start with a Personal workspace. Create Family or Business workspaces only when needed; each workspace uses a separate data store so its records do not mix with Personal finance.

What does Actionable AI Coach do?

It creates a prioritized, read-only action list from tracked budget risk, debt-payoff drag, emergency runway, recurring leakage, and due-risk signals. It does not move money or execute transactions.

Is there a free version?

LEKHORA includes free usage with creation limits. Premium raises those limits and unlocks advanced capabilities, including premium AI features and deeper automation.

Built for iOS

Ready to take control
of the complete picture?

Join early access to track daily money, control budgets, plan goals, understand financial health, and organize the records that matter.

Early-access updates only. Unsubscribe anytime.